:root{--navy:#0f2a44;--navy-2:#173a5c;--teal:#1f9d8f;--teal-strong:#16786d;--text:#1c2733;--muted:#5b6b7b;--bg:#fff;--bg-alt:#f3f6f9;--border:#dde4eb;--radius:10px;--max:1120px;--font:system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{font-family:var(--font);color:var(--text);background:var(--bg);margin:0;font-size:1.0625rem;line-height:1.65}img{max-width:100%;display:block}a{color:var(--teal-strong)}a:hover{color:var(--navy)}h1,h2,h3{color:var(--navy);margin:0 0 .6em;line-height:1.25}h1{letter-spacing:-.02em;font-size:clamp(2rem,4.5vw,3rem)}h2{letter-spacing:-.01em;font-size:clamp(1.5rem,3vw,2rem)}h3{font-size:1.2rem}p{margin:0 0 1em}.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}.muted{color:var(--muted)}:focus-visible{outline:3px solid var(--teal);outline-offset:2px}.hero :focus-visible,.cta :focus-visible{outline-color:#fff}.skip{position:absolute;left:-9999px}.skip:focus{z-index:100;background:#fff;padding:8px 12px;top:12px;left:12px}.site-header{border-bottom:1px solid var(--border);z-index:50;background:#fff;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;min-height:64px;display:flex}.brand{align-items:center;text-decoration:none;display:flex}.brand img{width:auto;height:36px}.site-header nav ul{gap:4px;margin:0;padding:0;list-style:none;display:flex}.site-header nav a{color:var(--text);border-radius:6px;padding:8px 12px;font-size:.975rem;text-decoration:none;display:block}.site-header nav a:hover{background:var(--bg-alt)}.site-header nav a[aria-current=page]{color:var(--teal-strong);font-weight:600}.nav-toggle{display:none}@media (width<=760px){.nav-toggle{cursor:pointer;background:0 0;border:0;border-radius:8px;width:44px;height:44px;padding:0;display:block;position:relative}.nav-toggle span,.nav-toggle span:before,.nav-toggle span:after{background:var(--navy);content:"";width:22px;height:2px;position:absolute;left:9px}.nav-toggle span{top:21px;left:11px}.nav-toggle span:before{top:-7px;left:0}.nav-toggle span:after{top:7px;left:0}.site-header nav{border-bottom:1px solid var(--border);background:#fff;display:none;position:absolute;top:64px;left:0;right:0}.site-header nav ul{flex-direction:column;padding:8px 20px 16px}.site-header nav.is-open{display:block}}.btn{cursor:pointer;border:2px solid #0000;border-radius:8px;padding:12px 22px;font-size:1rem;font-weight:600;text-decoration:none;display:inline-block}.btn-primary{background:var(--teal-strong);color:#fff}.btn-primary:hover{color:#fff;background:#0f5c53}.btn-outline{color:#fff;border-color:currentColor}.btn-outline:hover{color:#fff;background:#ffffff1a}.btn-row{flex-wrap:wrap;gap:12px;margin-top:1.5em;display:flex}section{padding:72px 0}.section-alt{background:var(--bg-alt)}.section-head{max-width:720px;margin-bottom:36px}.eyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--teal-strong);margin-bottom:.5em;font-size:.8rem;font-weight:700}.hero{background:linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);color:#e6eef5;padding:96px 0 88px}.hero h1{color:#fff;max-width:820px}.hero p{max-width:680px;font-size:1.15rem}.hero .eyebrow{color:#6fd6c9}.page-hero{background:var(--navy);color:#d8e3ee;padding:64px 0 56px}.page-hero h1{color:#fff}.page-hero p{max-width:700px;margin:0;font-size:1.1rem}.icon{flex-shrink:0;display:block}.icon-tile{width:46px;height:46px;color:var(--teal-strong);background:#1f9d8f1a;border:1px solid #1f9d8f40;border-radius:12px;justify-content:center;align-items:center;margin-bottom:16px;display:inline-flex}.fact-icon{color:var(--teal-strong);margin-bottom:8px;display:block}.more-card{border:1px solid var(--border);border-left:4px solid var(--teal);border-radius:var(--radius);color:var(--text);background:#fff;justify-content:space-between;align-items:center;gap:20px;margin-top:20px;padding:18px 24px;text-decoration:none;display:flex}.more-card strong{color:var(--navy);display:block}.more-card .muted{font-size:.95rem;display:block}.more-card .icon{color:var(--teal-strong);transition:transform .15s}.more-card:hover{border-color:var(--teal);color:var(--text)}.more-card:hover .icon{transform:translate(4px)}@media (prefers-reduced-motion:reduce){.more-card .icon{transition:none}}.grid{gap:24px;display:grid}.grid-3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.grid-2{grid-template-columns:1fr}@media (width>=760px){.grid-2{grid-template-columns:1fr 1fr}}.card{border:1px solid var(--border);border-radius:var(--radius);background:#fff;padding:28px}.card p:last-child,.card ul:last-child{margin-bottom:0}.card ul{margin:0 0 1em;padding-left:1.2em}.card li{margin-bottom:.35em}.steps{counter-reset:step;gap:20px;margin:0;padding:0;list-style:none;display:grid}.steps li{counter-increment:step;border:1px solid var(--border);border-radius:var(--radius);background:#fff;padding:24px 24px 24px 76px;position:relative}.steps li:before{content:counter(step);background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:36px;height:36px;font-weight:700;display:grid;position:absolute;top:22px;left:24px}.card h2,.steps h2{letter-spacing:0;font-size:1.2rem}.steps h2,.steps h3{margin-bottom:.3em}.steps p{margin:0}.facts{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin:0;padding:0;list-style:none;display:grid}.facts li{border-left:3px solid var(--teal);padding:4px 0 4px 16px}.facts strong{color:var(--navy);font-size:1.05rem;display:block}.cta{background:var(--navy);color:#d8e3ee;text-align:center}.cta h2{color:#fff}.cta p{max-width:620px;margin:0 auto}.cta .btn-row{justify-content:center}.prose{max-width:760px}.prose ul{padding-left:1.2em}.legal .effective{color:var(--muted);margin-bottom:2em}.legal h2{margin-top:1.8em;font-size:1.25rem}.legal .caps{text-transform:uppercase;font-size:.92rem}.form{gap:16px;max-width:620px;display:grid}.form label{gap:6px;font-size:.95rem;font-weight:600;display:grid}.form input,.form textarea,.form select{font:inherit;border:1px solid var(--border);background:#fff;border-radius:8px;padding:10px 12px;font-weight:400}.form input:focus,.form textarea:focus,.form select:focus{outline:2px solid var(--teal);outline-offset:1px}.site-footer{border-top:1px solid var(--border);padding:36px 0;font-size:.95rem}.footer-inner{flex-wrap:wrap;justify-content:space-between;gap:16px;display:flex}.footer-inner p{margin:0 0 .3em}.footer-legal{font-size:.9rem}.footer-brand{color:var(--navy);font-weight:700}
